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Loss Control • Training • Compliance


Building and Implementing New Program

This phase takes all the information we have assessed and uses it to build a new and improved risk management program based on four categories: 1) Insurance Program 2) Loss Control 3) Training and 4) Compliance. This phase of the process can take several months and depending on the size of the businesses, could require onsite visits.


1. Insurance Program – The following services are enacted so that we can sell you as best as possible to the insurance market. 

  • Narrative Formation – We work with management to highlight specific safety programs, outline potential growth and emphasize ownerships commitment to safety. We also address and explain you side of large losses since the brief description on the loss runs does not always tell you side of the story.

  • Exposure Analysis – We assess all aspects of your business to ensure you have the correct coverage for all exposures.

  • Certificate Program – We go over who you are extending certificates to and coverage to make sure it is up to date and not overextending your coverage.

  • Market Analysis – We assess your current markets and available markets that are open to writing your type of business.

  • Website Review – Often, insured are putting too much information on their websites. We review your website through the eyes of an underwriter, so you can make changes that will have you looked at in a different light.

  • Insurtech Implementation – This involves implementing dash cams and telematics.

  • MVR Monitoring – This involves working with our third-party vendor to have continuous monitoring on all drivers.


2. Loss Control – Implement the following: Employee Safety Program Review & Development, Fleet Safety Program Review & Development, Property Analysis, Equipment Certifications, Return to Work Programs, Emergency/Contingency Planning.


3. Training – Material and format is implemented for the following topics: Employee Onboarding, Equipment Operators, CDL Drivers, Non-CDL Drivers, Workplace Safety, Drug & Alcohol Awareness, First Aid/CPR, Insurance Basics.


4. Compliance – A key component of the overall plan, this will better prepare your business to handle any type of audit. 

  • DOT: Driver Qualification Files, DOT Policy Review, DOT Specific Training, Recordable Accident Registrar, Vehicle Maintenance Records, Driver Time Sheets, Equipment Inspection, Drug & Alcohol Testing

  • OSHA (Recommended): Supervisor Training (10 Hours), Management Training (30 Hours)

ONBOARDING    I     PHASE 1    I     PHASE 2    I     PHASE 3    I     PHASE 4

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