COMMERCIAL AUTO FLEETS

Waterloo Insurance offers commercial automobile liability and physical damage coverage designed to protect light, medium and heavy vehicles with local and intermediate radius. From single units to large fleets, Waterloo Insurance offers liability limits from $300,000 to $1 million combined single limit (CSL).

 

Preferred Exposures

Our commercial automobile product covers a wide range of businesses, including the following:

  • Contractors (commercial and residential)

- Alarm installers

- Electrical

- Fencing

- Floor covering

- Framing

- General

- HVAC

- Irrigation

- Landscaping

- Masonry

- Painting

- Plumbing

- Roofing

  • Distributors

- Auto parts dealers

- Beverage

- Food

  • Energy

- Oil field service

- Natural gas service vehicles

  • Pest control services

  • Appliance repair

 

Ineligible Exposures

  • Ambulances

  • Building wrecking/razing

  • Car haulers

  • Dump truck operations

  • Emergency vehicles

  • Fast food delivery

  • Fire departments

  • Garbage collection

  • Heavy equipment movers

  • Iron/steel hauling

  • Livery operations

  • Livestock hauling

  • LPG transporting

  • Mobile home transport

  • Para transit

  • Pipe line contractors

  • Softwood loggers

  • Street/road contractors

  • Tow truck operations

  • Winching/boom operations

  • Wreckers

 

Submission Requirements

  • Complete application with FEIN #

  • Three years of loss runs

  • Current driver list

 

Payment Flexibility

Payment options include:

  • Check

  • Credit Card (online or by phone)

  • Electronic Check (online or by phone)