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June 6, 2019

Question: My question regards collision vs. comprehensive coverage on a standard personal auto policy.

A pickup with a small attached utility trailer was backing up. While backing up slowly, the pickup turned too sharp and jackknifed the front left corner of the tr...

April 26, 2019

Hired and non-owned auto insurance (HNOA) covers commercial liability expenses triggered by accidents involving hired (e.g. rental cars) or borrowed vehicles (e.g. employee-owned) for business use.

All businesses that rely on rented vehicles to facilitate transportation...

April 3, 2019

The top reported cybercrime in the U.S. in 2017 was the nonpayment or delivery of a good ordered over the internet.

The ability to be connected to the internet is virtually everywhere. For better or for worse, our devices, homes, cars and even toys are now designed with...

February 22, 2019

A West Coast real estate developer, a New England confectionery and an East Coast construction firm all have something in common: They each lost as much as $1 million to cybercriminals who employed an arsenal of sophisticated weapons.

As hackers recognize that good thin...

January 30, 2019

Sharing the road

“Greater awareness of how trucks and cars can safely share the road is one of the most important, but often overlooked factors that can help reduce the number of crashes this winter,” said David Golden, assistant vice president, commercial lines for PCI...

December 26, 2018

Small business insurance, and more specifically, workers’ compensation insurance, is an absolute necessity for any business. For many owners, workers’ compensation insurance programs are insufficient, or worse, non-existent — simply because they believe long-held false...

December 18, 2018

In the first nine months of 2018, 71% of ransomware incidents impacted small and medium-sized businesses.

The number of reported ransomware incidents is on the rise, according to Beazley breach insights for October 2018. The report also details how cyber attacks are bec...

November 2, 2018

Everyone makes mistakes from time to time; however, when it comes to preventing a data breach at a small or mid-sized business, employers and employees should strive to be error-free and as knowledgeable as possible about cyber security. This means ensuring that there...

October 2, 2018

The flooding and severe storms that occurred April 28-May 11, 2017 damaged more than 1,000 structures in Missouri. Many homeowners, business owners and renters had a flood insurance policy, but some did not. Floods can affect anyone and are the most common and most cos...

July 9, 2018

Few relationships can do more to power a small business than a vendor relationship. In fact, recent research found that small and medium-sized businesses are investing between 45 percent and 65 percent of their sales revenue on the procurement of materials or services....

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